Sage Investments Inc.

Wisdom is the principal thing.

This truth especially applies in the area of finances.  Wisdom will help you make good choices and hopefully increase your principal.  One of the primary goals at Sage Investments is to help you gain wisdom, particularly as it relates to your financial plans.  Whether you are already a client or are looking for a financial advisor,  you'll find a wealth of information in the form of newsletter articles, calculators, and research reports. 

Whether your interest is piqued or a specific concern comes to mind, please contact Josh Sheard for a complimentary consultation.  Sage Investments is happy to assist you in finding the answers you are looking for. 

Sage Investments appreciates the opportunity to talk with you and serve you and your business.

"We make a living by what we get, but we make a life by what we give." 
- Winston Churchill
Calculators

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

More Calculators →

Newsletters

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

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